Loudly

I know what it’s like. It’s 11 PM on a Tuesday, and my eyes are burning from the screen glare as I scroll through page after page of “Uplifting Corporate” stock music. Everything sounds the same. Generic. Soulless.

You finally find a song that isn’t too bad, but then the anxiety kicks in.

What exactly does this license cover? Can I use it on YouTube? What about a paid ad for a client? The fear of a copyright strike—the kind that can demonetize your channel or get a client’s campaign pulled—is real. I’ve spent countless hours in this exact loop of searching and second-guessing. For creators, it’s a huge, annoying roadblock.

AI music generators like Loudly claim they can fix this problem.

Loudly is an AI music generator that creates original, royalty-free instrumental tracks in seconds.

It’s made for today’s creators: YouTubers, social media marketers, podcasters, and indie filmmakers. Anyone who needs a high-quality, original soundtrack without the legal headaches or the soul-crushing search. It promises to make you a music producer without you needing to know a thing about music theory.

I’m not going to give you a long list of technical terms. Let’s talk about how its features actually affect your workflow.

• AI Music Maker: This is what Loudly is all about. Instead of searching a library, you make a “song formula.” You choose a style (like Cinematic or Hip-Hop), a mood, instruments, and tempo. Click “Generate,” and you’ll have three different tracks to choose from in less than five seconds. The whole point? To stop looking for music and start making it, fast.

• Text-to-Music: This is for when you know the vibe but don’t have the musical vocabulary to describe it. You can type in something like, “slow, mysterious synth track for a true-crime podcast intro,” and the AI will compose something that fits. It’s a quick way to get from a creative idea to a finished sound.

• Music Stems and Personalization: This will change the game for professionals. Loudly lets you download the separate instrument tracks, called “stems.” Why is this important? It means you can bring the track into your video editor (like Adobe Premiere or DaVinci Resolve) and turn down just the drums during a talking head segment or get rid of the synth melody completely. It gives you the kind of control you’d normally only get from a custom-hired composer.

• Music Distribution: This one is interesting. You can take the music you make on Loudly and share it on streaming services like Spotify and Apple Music, and you get to keep all the money you make. This is a one-stop shop for podcasters who want to release their theme music or for creators who want to build a brand.

Loudly works on a freemium model. Let’s be direct: the free plan is only for testing the waters. You can’t use the music for business, and downloads are limited. To use this for your business, you have to pay.

Here’s how the paid plans compare:

Most solopreneurs and content creators will start with the Personal Plan, which costs $10 a month. It gives you the commercial license you need and a generous number of downloads.

No tool is an island. The AI music space is getting crowded, so let’s compare Loudly to two other popular tools you can find on AI Need That.

Loudly vs. Mubert

Mubert is a direct competitor of Loudly. It also focuses on making royalty-free background music for creators. Their prices are about the same, with a business plan starting at about $14 a month.

• Important Difference: Both platforms have a library of moods and genres and let you create with prompts. The main function of both is nearly the same, but the user experience is a little different.

• The Problem: Here’s the hard truth. User reviews suggest that Mubert has the same problems as Loudly: reports of bad customer service and frustrating subscription management. This points to a bigger problem in this niche—the tech is great, but the business side of things can be shaky.

For instrumental background music, read our review of Mubert.

Loudly vs. Musicfy

This isn’t a direct comparison; it’s about picking the right tool for the job. Loudly makes instrumental music, but Musicfy is all about vocals. It focuses on making AI voice clones, AI covers of songs that already exist, and tracks with AI vocals based on text prompts.

• Main Difference: Use Loudly to add background music to your video. Use Musicfy to make a parody song with a famous person’s voice or a demo with AI vocals.

• Pricing: Musicfy also has a freemium model, and paid plans start at about $9 per month.

Read our Musicfy review to find out more about AI voice and song covers.

I wanted to like Loudly. The technology is cool, and the idea of getting rid of the stock music nightmare is very appealing.

But I have to tell you the truth. At this time, I can’t recommend it for professional use.

Here’s why: The internet is filled with very bad reviews from paying customers. These are not small bugs. Users say they can’t get into their accounts, are charged double for renewals without warning, and can’t get any help from customer service.

But this is the one thing that will end the deal: Several paying customers have said that they got copyright strikes on YouTube for using the “royalty-free” music they made on Loudly.

According to reports, Loudly itself filed a copyright claim against one of its own paying customers. When the customer disagreed, Loudly turned down the dispute.

That’s not just bad service; it’s a complete failure of the tool’s main purpose. As a creator, your channel and your clients’ projects are your livelihood. You can’t put them at risk by using a service that might punish you for using the very product you paid for.

• For instrumental AI music, if you’re willing to deal with the operational problems common in this space, you might want to look into Mubert as an alternative. But be aware of what you’re getting into.

• For AI music that focuses on vocals (like covers and voice cloning), Musicfy is the best tool for the job.

AI music has a lot of potential, but the reality is that it’s still a work in progress. First, take care of your business.

If you understand the risks and still want to use it for personal projects or brainstorming, you can check out Loudly below.